They will reorder/postpone postings to your online records in order to confuse/charge you overdrafts. They will tell you to bring proof that this has happened (and who keeps screen shots?). They will "hold" cash deposited at a teller for days. They don't post any transactions to your account till the end of the day so they can reorder them in ways that are convenient for them/charge you overdrafts. Get a credit union account or even a credit card (even if you have to pay for one)/savings account. It will be worth your while and I am saving you a lot of time dealing with, there is no other accurate way to say it, evil people.