Brian Nels Peterson and his other crooks scammed hundreds or thousands of people in loans by selling sub-prime loans and not disclosing the key points of the mortgage terms.

In May 2005:
He failed to disclose to me that I didn't qualify for a 30yr loan.
He failed to disclose prepayment penalties for early re-fi.
He failed to disclose the loan was a 40yr, interest only, negative amortization style mortgage.
He fudged the numbers to make it look like my income/assets were greater than I actually had.

But Brian and his stealing thieves at the newly renamed Terra Finance in Eastlake area of Chula Vista, CA packed up shop once all the notes started to go bad. Many people lost everything and he was nowhere to be seen. He made his $11k off of me and many others.

Karma will come back and get you Mr. Peterson...
If not by me, someone else...