The Famers Insurance is the worst. All my neighbors, surrounding my house or closed to my house, got new roofs for their houses paid by their insurances because the hails damages. But I don't get the new roof since I am with the Farmers Insurance. There were three roofing companies inspected my house, every one of them said my roof is damaged by hails and I need a new roof. The Famers Insurance rejected them all. All my neighbors who get new roofs are not with the Farmer insurance. How my neighbors’ house damaged by hails and storms but mine was not. Our houses were built at the same time by same builder.