BEAWARE!!! Avoid at all cost!! I have seen this type of business set up before and it's not worth your time unless you like to have your credit card charged $55 dollars every month. I feel sorry for the people you fall for this busness model. They will learn sooner or later. It is stacked against you!! No Savings-No cost-No risk!! Do the math for yourself and you will see who really benefits from this and it will not be you. One last thing. Don't let the A- BBB rating full you. Its a new buisness. Give it time and see what happens.