COMPLETE SCAM. RIPPED ME OFF... AT FIRST THEY ONLY CHARGED ME A $4 DOLLAR FEE, AND WHEN I TALKED TO A SUPERVISOR, HE TOLD ME THAT I HAD TO PAY $129 DOLLAR MEMBERSHIP FEE, AND I DIDN'T HAVE THE MONEY FOR IT SO I TOLD HIM TO CALL ME BACK. OF COURSE HE NEVER DID. I FELT THAT THIS WAS SORT OF SUSPICIOUS, SO I FROZE MY ACCOUNT, BUT SOMEHOW I STILL GOT ALL MY MONEY TAKEN AWAY FROM MY ACCOUNT, AS WELL AS GETTING OVERDRAWN BY ABOUT $200 DOLLARS.