If the airlines cancels or changes your flight before you depart you lose all your money paid for flight insurance. The flight insurance refuses to cover you if you purchase a new flight with the same dates and everything. I lost $80.00 because the airlines changed my flight details. This happens all the time when you plan ahead. I called Travelocity Flight Insurance and they told me "Sorry for your Luck". I suggest nobody ever buys flight protection from Travelocity, Yahoo, or AOL, same insurer. WHAT A SCAM!