They called me up and said that I owed over 2500 dollars because I took out two ayday loans and never paid them back. They said I owe Cashnetusa.com money which is true but I called cashnet up and they said they sent it to Debt management partners. The other company I supposedly owe money to Paydayloanyes.com does not make loans they only refer clients to companies that do. Also I could not get ahold of paydayloanyes by either email or phone. I got another call next day from a different guy telling me that I owe 1350 and I had to make an arraignment with him or in 6 days they were going to take me to civil court.

First off when they first called me they said they were a law firm also they never ever sent me anything in the mail like a normal collection agency does.

I told them that I could not pay this off that I am waiting for Social security disability payments. The guy started calling me a retard, worthless person, and said to me "Does the retard want to end up in jail".

I filed a complaint with the FTC, MN/WA attorney Generals offices. I plan on filing a complaint with the NY Attorney General and the North Tonawanda police dept.

I am also sending them a letter telling them to validate what they have and send me it in the mail. I doubt they will ever send it.

They threatened to take my DL and Car Title away from me.