I worked hard to get customers(as taught in class-get a repoire with your customer) but the accounting department found ways to take away my business and whatever I submitted by debiting the customers account before the promised date and many of my clients withdrew before even their policy began. Maybe they (the customers) knew something, I didn't. Mega/Healthmarkets are not as ethical as they claim to be. Now I owe thousands to them. This makes an agent who wants to be ethical and do the right thing to get out of the insurance industry of the Mega's unethical accounting practices. Now I can not contract withr other insurance companies because I owe thousands of dollars because of the accounting practices of United American, Mega & others. All these insurance companies have ways to capture money from the agent and the customers. That's just not right!