This company said they would give me a 5000 loan that would cost 149 a month to pay back but that i have to give them a 641 collateral payment first. I decided that before I send them any money I wanted to know more about them so started pulling up info on the computer and LO and BEHOLD!! All these complaints on Complaints Board. I emailed company and ask them to send me ALL documents and can you believe they said... "There is no more long contracts these days" and said it wasnt necessarry for them to send me documents or for me to sign documents to get a loan. Can you say"Red Alert!!!" ? Come on people...lets bring justice to these pieces of crap.