This "company" charged me $19.95 for a service I have no information on - and do not recall ever signing up for. When I finally tracked them down - they refused to provide me details on when I signed up or where. They claim there are thousands of pay day loan applications sites that require you to purchase their membership if you submit an application. I have asked for details on their membership services - they refuse to provide any details. They claim their address is 8550 W. Desert Inn Suite 102-381, Las Vegas, NV 89117 but this is a UPS mailbox drop. They claim they will issue a refund in 10-14 days