I HAD BEEN TO ATM TO WITHDRAW CASH BUT THE MACHINE SAYS THIS CARD IS EXPIRED, I HAD JUST CALLED CALL CENTED TO ASK WHY HAVE THEY NOT REPLACED MY NEW CARD WHEN THE CARD IS EXPIRED ????????????? THE CALL ATTENDER SAYS THEAT I HAVE TO VISIT THE BANK AND GIVE AN REQUEST FOR NEW CARD, THIS BANK DOSENT HAS ANY DATA BASE WITH THEM, AND THEY DONT TAKE ONLINE REQUEST ALOS TO REPLACE THE CARD SUCH A BAD SERVICE, I AM DEALING WITH 6 MORE BANKS NO ONE HAS REJECTED MY ONLINE REQUEST, I WAS STRANGE TO HEAR THAT ... UNION BANK OF INDIA... DOSEND TAKE SUCH ONLINE REQUEST.