In February 2009 Paul Damiano at United Housing Relief (UHR) responded to my on-line request for information concerning mortgage loan modification. He said that UHR could work with my mortgage company and secure a modified mortgage (after saying that I pre-qualified based on my financial information that we went over on the telephone in that initial conversation). He said they by-pass the Servicer, and go directly to the investor and that their services were money back guaranteed if they were unable to successfully secure a fixed rate, lower monthly payment mortgage that would, of course, be in my benefit.

He said this would cost me $1, 595. I paid this in 2 payments. Needless to say, they were not able to work anything out. Once this was clear, after confirming with my mortgage company, I contacted UHR several times via email and telephone and they do not respond.

I would not recommend anyone using this company as I have heard from at least 2 other people who have tried working with them that they have had the same experience with them. They are scam artists.