I continually get calls from this company, representing themselves as a collection agency. When I request a written statement, I am denied that, and the caller CONTINUALLY wants to do business over the phone including sending money via Western Union, to an INDIVIDUAL rather than a company, and then to fax him a copy of the Western Union Number. I DON'T mind paying debts I owe, but ONLY to reputable companies, with physical addresses I can verify.