I was just on the phone with URSI, trying to work out a payment plan that I can afford. No such luck...I can either pay almost an ungodly high amount a month for 6 months... Or I can pay the full amount all at once. No working with me on affordable payments... That won't break the bank. I got a letter in the mail from them, saying they would work with me on a payment plan that was affordable for me. The man I talked to was very ignorant, and he was telling me how much I can afford. I think I would know. I tried to call back and change the payments, telling him I can't afford to pay that much, and he said there was nothing I can do. They have my bank account number and now I have to settle for those payments. I can't change them..and there isn't anything I can do about it.