I saw a transaction on my account pending for $1.95 I knew automactially I did not make or authorize a small amount like this and that it was basically "fraud" and that is exactly what my bank said, and to call the merchant and ask for my card to be credited back the $1.95 and cancel everything with my name. The customer service rep. was very nice and sounds like this is something that happens often and I am just glad I caught it before my card was charged again or again. I have read others complaints and this is a good way to put companies out there on the spot that are doing this type of stuff!! The number I called was 800-355-1837