I am being debited $45.17US every month for something which I have no knowledge and the bank (Santander) say they are unable NOT to pay their demands on the card and the originator must cancel the payments at source but I am unable to contact this bogus company and may have to cancel my account with Santander and re-open a new account elsewhere to avoid continued demands have I any recompense from this bogus account? How can I contact this company to reclaim these debits