i worked in omaha in 2006 opened a checking and savings with us bank when i left nebraska i had very low balances that somehow went into the red. A short time later i have a negetive 1, 100 dollar balance on one account and a negetive 600 dollar balance on the other account. Now im in check systems, i have been out of work for awhile i have had a few collection companies contact me and they want to tack on hundreds of more dollars in interest charges it has to be around two grand they want and i actually started in the black. i dont feel they are accurate and i think they are just trying to rip me off, please help.