US Bank
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1 stars | | (171) |
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Category: Business & Finances
Contact Information United States
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US Bank Reviews
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July 9, 2008
Four overdraft charges and I was never overdrawn
I check my account everyday and one evening I noticed I had an overdraft in pending (not yet applied to your account) so the next morning I went to the bank and deposited in $200 cash into the ATM. I checked that evening I had four overdraft charges applied to my account, only $100 went through and still no overdraft posted in my account. I called and they said their computer says it is overdrawn because pending item will post as of yesterday. Online never showed that. Still doesn't today. I said if my account showed me that I would have gone the day prior for the deposit. Looking today it still shows no over draft that day or the day after. Instead it shows four overdraft charges of which overdrafted me.
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July 2, 2008
Scam artists
My husband and I have our own personal checking accounts with US Bank. We also had a joint account that we would put money into that was used for household bills, rent, utilities, ect. A few months ago my husband made a mathematical error in the balancing of the house account. To make a long story short, after all the fees were added, it was over $600. He tried to explain the problem and got now where. They wanted their fees. We both work for a living and are by no means well off. We live pay check to pay check. The account was closed by the bank. Two days ago, my pay check was direct deposited into my personal account. Believing that I had money to take care of some bills I proceeded to use the funds. On the same day, US Bank took $290 out of my account without my knowledge. They took the funds the same day that bills started to come out of the account.
After they took 'their share', and after the overdraft fees and returned check charges, MY account is now over drawn $345. I called customer service. I called the bank manager. I called the district manager. I got the same response each time. 'Too bad, make your husband give you the money back.' How can this bank CAUSE over drafts and then penalize me for it? If they would have left my account alone, there would be no overdrafts. I did send an email to my local congressman that handles financial reform. I have no idea how far this will get me but it is worth a shot.
I even offered to make payment arrangements to help pay back the closed and overdrafted account. I was told no. These bankers are the con artists and thieves of America that will cause our financial ruin. If anyone thinks that their friendly neighborhood banker is on their side, they are terribly mistaken. The banks are out to make money. They want to make money off of our money and if they aren't then they will find anyway they can to take it.
I have to wait 2 weeks for my next pay check. I'm sure by then, my entire check will be gone to the bogus fees. I have learned my lesson. When this is brought current, I will take my paychecks to Wal-mart and put them on a money card. I would much rather pay $3 per pay period to get my money than to have to pay $500 that they are going to bill me for fees that are unreasonable and unfair.
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June 27, 2008
Unauthorized charges
Money was taken out my account with out authorization and if it is not put back I'm contacting a lawyer and filing fraud charges! Beware people!
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June 16, 2008
They're horrible
Please never open an account at US Bank!! They are the worse financial institute out there. I was an account holder for 6 years and on day one of opening my account they screwed up. To research their mistake they charged me a $13 researching fee, and if you ever call in to the 800.usbanks number their customer service reps have attitude and are not willing to assist. I also had a loan with them that I paid off two years in advance and then they come back on me and said I didn't pay it off. When I closed out my account I was misinformed by the Customer Service Rep. And a Senior Account Specialist took the call to close my account. After six years I didn't even get a - "why are you closing your account, thank you for doing business with us." In conclusion, US Bank doesn't appreciate your business you are just a number to them. Plus they have horrible business practices and their customer service reps. Have major attitude. Good riddance US Bank.
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June 13, 2008
Overdraft charges
First I will say that I have had my account with US Bank for 1.5 years and never overdrew my account. I made my deposit on a Saturday. Us Bank lets you have $100.00 of your deposit for immediate use. I made 6 very small purchases totaling $60.00. These should have been paid. I made the mistake of paying my Comcast bill on Sunday (the bank didn't release the balance of my deposit until Tuesday) for $150.00... this WAS my mistake, however, when these hit the bank they paid Comcast first so that they could charge me $35.00 for each transaction. These charges totaled $245.00. My grandson and I live below poverty level... this lost is devastating for us. I called the bank and they would credit me back only $80.00. When I E-mailed the main office and they told me that it is their right to post largest to smallest and yet they claim that they are not doing it in the banks interest... MY B**T!!! If they were a moral business they would not do it that way. The proper way would be to post smallest to largest. I will be changing banks as soon as I get my next check. I urge everyone to avoid US Bank and transfer your accounts to another bank before this happens to you.
Also, that policy of holding the rest of the deposit until the next morning is bunk because that still doesn't give them time to find out if the check you deposited is good... that takes at least a week. There is absolutely NO reason for them to hold your money overnight.
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May 7, 2008
Horrible customer service
I want to complain about the horrible customer service that the Manager Eric Beane is giving in the Us bank located in 540 Van Ness Avenue, an Francisco California 94102.
Today I went to make a transaction in this bank and I had to wait for a long time in the line even though the Manager (Eric Beane) was just sitting there, he didn't even wanted to acknowledge the customer, then instead of helping he just started to make phone calls.
This guy acts very bad and rude.
Somebody needs to teach him how to deal with customers.
What a bad person to work for this company.
Horrible customer service.
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May 2, 2008
Pending transactions
Apparently I can not have an Automatic Deposit and an automatic withdrawal on the same day.
The say the withdrawal was pending so they charged an OD fee of 37.50.
They can see the pending transaction and the pending deposit, but they still get the OD fee which is pure gravy for any bank.
To stop the OD charge every month I have to get the date changed on my automatic withdrawal. This is incontinence for me, plus costing me every month until I can get it changed. This is modern day Highway robbery.
Some Customer Service!!!
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April 8, 2008
Took $31.98 without permission!
I checked my acct transactions on-line today and this company took money out without my permission. I am on disability and cannot afford anyone steeling my money. I am already having problems.
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April 4, 2008
Extortion
US Bank. Let’s call it extortion. I set up an account (1-534-5021-9255) with US Bank in Davis California so I could have a debit card to use occasionally on the Internet. I can not get a credit card due to poor credit. I kept a very small balance in the account so that I could control it and not allow unauthorized charges to occur. After having the account for over a year or so with it operating just as I intended, an unauthorized charge occurred and US Bank let it happen. Of course that put the account in the red and then US Bank started putting fees on top of the unauthorized charge putting it further into the red. As soon as I got my statement, I brought it to US Bank’s attention that there was an unauthorized charge and they reversed the charge but never took their fees off. I got all sorts of excuses but no results. Before the unauthorized charge went through, my account had a balance of about $20 in it, now US Bank wants over $300 to clear the account. In addition US Bank has reported me to a bank clearing house and no other bank will give me an account until I satisfy US Bank. I call that extortion. If I did the same type of thing, I would go to prison for extortion, in banking is that the way it is? That is wrong.
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March 28, 2008
Terrible fraud!
Do not bank with us bank. They don't care about you and only find ways to scam out of your money. You can accidentally go over one dollar and put money in to fix it and notify bank but end up charging you 35.00 anyway. Use credit union or a small bank. After i fix everything i am closing my account and having nothing to do with us bank. I don't need people telling me I don't know how to manage my account as if i was still in grade school.
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