I had money taken out of my checking without knowing it.It made me have another overdraft charge of $30.00.If I knew that the 30.00 was going to cost me $172.00 I would not have borred it.I never got the loan ither nobody called and or e-mailed me to confirm the loan but when I called the bank there was two charges of 31.92 which cost me 30, 00 for each overdraft(I didn't have money in the bank )that's what the loan was for to pay bills not to make any.People beware of these fly by night Pay-Day Loans on line.I have learned my lesson just go into an Ace check cashing Payday loan buissness physically.It won't cost you to do the papaerwork.BEWARE BEWARE BEWARE