I never signed up for this program. I was online trying to get a payday loan. I entered my rt and checking info based on that. They then asked if I was interested and I indicated no. I then get an email that my checking account will be debited for 149.95 and and 19.95 there after... I then call the company and am put on hold for 20 minutes. I told them I did not authorize such a transaction and that I will not allow my account to be debited. They then said that they cannot stop the transaction. I put a stop payment with my bank due to this which cost me 32 dollars. I am very unhappy all over not having money in the first place by taking out a pay day advance and ending up another 149.95 in the red.