I applied for a payday loan and unbeknowest to me USAcredit took $149.95 out of my bank account without my permission. I called for a refund and was told they would refund $114.00, the rest of it is for the application fee. This is a rip-off I did not apply for the account therefore there should be no application fee. Be careful of this scam

I had an unauthorized debit from my account. I applied for a payday loan and the popup foe USACREDIT.com was rejected. I never had a credit card and would never want one .