I have a prepaid Westurn Union Debit Master Card. Valuemax took $59.95, $1.00, and $1.00 with out my permission. Saving Smart took $1.00, and $1.00 without my permission. I never heard of them or used thier services. I called them and they told me I would get a subscription for $19.95 a year. I told them No and to put the money back in my Account. They Phished an old address I lived at 2 years ago. Valuemax refunded me $19.95 (subscription fee) and $1.00 back into my account, and Saving Smart $1.00 back. I called back Valuemax and told them they owed me $41.00. I called Saving Smart and told them they owed me $1.00. Both companies are the same company. They would not tell me how they got my card number, nor did Westurn Union. ValueMax and Saving Smart are frauds and thieves and need to be looked into for theft of Debit Card numbers and billing.