I left my husband six months ago. He was staying in the mobile home yet Vanderbilt continued to call me every ten days when he was late with the payment. They have called my mom, my brother, and my new number. Now my husband moved left me with the mortgage. Vanderbilt told me I need to come up with almost 1000.00 for the 3 months he was behind or they will take legal action against me. Since he got everything except my sanity I wish they would realize you can not get blood from a stone. No cooperation from them. I would not recommend this company to anyone.