vehicle acceptance corp has cheated our dealership out of thousands of dollars, our customers out of fair credit reporting, titles for vehicles that they have paid off and just about everything else they can do in the way of poor business ethics. they never respond to phone calls, harass our customers, use ficticious names, and engage in every type of unfair business tactic known to man. they have altered the initial contract that our dealership had with them regarding the payment percentage and method of reserve payment. i dont have the time to type out everything that vac and mr. james newbouer has done to our dealership, m but if you have any questions, please call kevin racine or jerry kramer at 802-877-2181 and we will enumerate. whatever you do, dont sign up with them unless you dont mind receiving half of what is owed you.