We work with Veterans and their surviving spouses to complete and file their benefit paperwork so we can help ensure they get approved and provide them a 6-12 month interest free loan to pay for the home care services during the 6-12 month application process. Once the veteran gets approval for their benefit, they are retroactively paid (by the VA) for all the care provided to them during their 6-12 month application process. The veteran then pays back the interest free loan.