I Had an unsolicited call on 2/13/10 from a man who would not identify himself. He said he worked for "VISA/MASTERCARD" and that the company noticed that I was making timely payments and asked if I wanted lower rates. I asked which card he was referring to, he said, all of my VISA and MASTERCARDS. I asked exactly which credit card numbers he was referring to, at that point he hung up. The phone number that he called me from is "202-459-7122". Also, I am on the "Do Not Call" list so, I knew there was a problem. Thank you for checking into this matter. If possible, I would love to know what you find out about situation. Again, thank you.