Unfortunately I am unemployed. However I used to have a business, a restaurant where I attempted at one point, due to charges passed on to me the merchant by the credit card companies, to affix a "minimum purchase" to my customers to prevent paying my credit card carrier more than the customer was purchasing...well, I was told this practice was illegal and that I could loose my Visa machine, so I discontinued the process at my end. Now, I get unemployment on a Visa card. It isn't much money and the only way I can use it without someone charging me money to do so is to use it for my purchases. I can not go to a store to pick up a loaf of bread if I need it or a gallon of milk because these stores make you spend a minimum of $5.00 to use a card. This is wrong, you use an ATM to get money you can only get $20.00 or more out and they charge you up to $2.50 to get it. Sometimes before I make it through the week I only have $10.00 left after paying my bills. To me this is a big problem with the system...so what happened to this process on the merchants end being illegal, like I was told when I tried to stop people from purchasing a cup of coffee $1.00 using their card in my restaurant? I feel very taken advantage of besides being long term unemployed for the first time sense I was 15 yrs. old. No one cares, you can't even contact Visa on their site to make a complaint. This needs to be addressed.