lol, lol, I have some insight into the VO Group. The owner of the company is a former Wyndham employee who left the company after scamming many of Wyndham owners. He started his own company The V O Group and now calls his company a leader in the timeshare consulting field. They promise not to lie, cheat or steal. That's a good one. The owner of this company built his entire career around lying and deceiving people. The owners name is Adam Lacerda. He releases press releases about himself to make himself sound ethical but he's not. If your wondering how I know all this, the answer is simple. They scammed me out of almost $20, 000. They told me they were going to pay my old contract off then give me a brand new one for a lesser balance. I fell for it, but to my surprise a few months later my other contract was never paid off. BEWARE of VO GROUP!!!