I WAS IN A BAD CAR WRECK AND THE ACCIDENT WAS NOT MY FAULT. I WAS HIT HEAD ON BY THE ON COMMING CAR. THEY SAID THE HIT WAS COMPARED TO HITTING A TREE AT 110 MILES AND HOUR. i HAVE ALOT OF INJURIES AND MY HEALTH INSURANCE IS REFUSING TO PAY ALOT OF MY BILLS. WAL-MAT BLUE CROSS BLUE SHIELD OF ALABAMA SAYS IT IS NOT COVERED BY MY HEALTH INSURANCE I HAVE THRU WAL-MART. YES I AM A WAL-MART EMPLOYEE. I HAVE BEEN FIGHTING WITH THEM OVER THIS AND THEY ARE STILL REFUSING TO PAY THESE BILLS. REMEMBER I AM A WAL-MART EMPLOYEE AND I THEY DO NOT PAY WELL AT ALL. ON TOP OF ALL THIS I CAN NOT PAY THESE BILLS MY-CO-PAY IS 20% BUT I AM GETTING BILLS FOR OVER $1,000.00'S OF DOLLARS BECAUSE THEY REFUSE TO PAY MY BILLS AND WHEN I GO TO THE DOCTOR I AM FORCED TO PAY OR THEY WILL NOT SEE ME I HAVE TO PUT THIS ON MY CREDIT CARDS AND NOW I OWE THOUSANDS OF DOLLARS BECAUSE OF THIS!! I NEED HELP AND I NEED IT FAST!! THEY HAVE ALSO TOLD ME SEVERAL LIES ON WHY THEY DO NOT PAY THE BILLS AND SAYS IT IS NOT COVERED BY THE POLICY AND THERE IS NOTHING IN THE POLICY ON THIS AT ALL WHAT AM I TO DO.