I got walmart credit card back couple years ago. Not long after I got it, I was thrown from horse and broke my back. I got late on payments. I was on some really strong drugs and just forgot to pay on time. They closed the account so fast when I payed it off, it was unreal. It looks like all the money they made on fees they would have let me keep it. Oh well I guess that is part of walmart. Just like the stores, everytime you go in one its a little worse (they are the only store around were I live.) The employes are awful.