found out prepaid visa cards will over draw if a company summits a fee visa may and has agreeed to pay fees and wait for money to be added to card then charge you overdrafts this card is suppose to prevent overdrafts and fees if the money is not their the card should decline . i just recently found out i have a 400 dollor atm limit visa says go inside bank you can take more off card but then says i have to take up to 400 dollor increments chargeing me 4.00 dollors per transaction. then i just recently put 650 on my card took 200 plus fees of 4.00 off then i tried to take off 400 plus fees they told me my balance is 68.00 i asked where is my 400 dollors they told me a traction from two weeks before was pending so they are holding my 400 for 5 days concerning the pending 400 dollors the problem with this is i had 1200 on my card at that time and took off 1100 so again where is my 400 and why cant i get it i have bills waiting on that money visa assures me that my 400 will be back on my card in 5 days what r they doing holding my money in their bank to collect interest off it or did they barrow it for 5 days and put it some where else either way they dont have my permission to use my money doesnt that make it stealing where im from thats illigal if they did this to me how much money are they makeing illigally off everyone else