This company is breaking the law and for all of those who are in the same boat as me will now have the chance to do something about it, I am so fed up and have come to the decision that someone needs to put this company in there place and if they do not learn the laws they are suppose to be regulated under they will lose their credit licence and i will make sure of it. When you ask any company debter or not, not to ring you at any time or even ring you at work on 100's of occasions and they still carry on and even telling the manager not to ring you at any time and they still do, they are breaking the law.