Avoid refinancing with Wells Fargo. They force me to use their own company Rels Valuation for the appraisal. <br />
Rels charged me 500$ for the appraisal, which was subcontracted for less then half to the cheapest appraisar on the market.<br />
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The appraisal come lower then the market price, on purpose and Rels and WellsFargo hope that I will walk away and they will be left with the 250$ + fee appraisal fee.<br />
When I attempted to dispute the appraisal, Rels didn't even want to talk to me.<br />
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Bad decision on my side to attempt refinancing with Wells Fargo.