My car payment is due on the 5th of every month, just like most. I was 2 days late with my payment. You would have thought I was 2 months late. I have never been late on any of my payments for any loan up to now. What really gets me is that they do not cash my check until the 29th of every month. I am in the construction field. Unfortunately we have seen better time, but we are still making it. What is messing me up is there check cashing policy, it is the 29th until they cash my check and in these troubled times it can be difficult waiting for that money to be taken out so late. I write a check on the 3rd and expect it to cash shortly afterwards, not 26 days later. Do not forget W.F, YOU NEED ME, I don't need you!!!