Wells Fargo Pressured me to move all my personal and business banking accounts to Wells Fargo and pay loans via direct payment. Then, payments made timely were reversed, and made again, sometimes for six or seven consecutive days. Then, daily deposits to the bank accounts were delayed, sometimes up to a week, even cash deposits. Automatic Payments were made before Automatic Deposits. The combination of all the above caused occasional "Late Payments" that were expensive and ruined my credit rating. Our online banking register was showing the payments were made timely. The bank sent a notice to a former residence that the payments were late. By the time we became aware of the lates... it was too late! We fought the bank on these practices, but ended up having to move our accounts to a different bank. However, when we did, Wells Fargo terminated our credit lines. From the date we moved our accounts, we never had a single late again. However, paying off the credit lines was a huge ordeal that required hard money, lots of wasted money.