Wells Fargo is THE WORST place to get a reno loan!! WHATEVER YOU DO.. DO NOT GO WITH WELLS FARGO!!! It took us over 6 months to close because it seemed like the people working for them would never get their paperwork done. They also told us the day before we close that we would need to bring around $9, 000 to closing. However closing day morning for some reason they asked for our most recent savings account statement- even though they didn't need this to finalize us to close. Two hours before closing we got a letter saying we needed to bring $19, 237 to closing- the EXACT amount that was in our savings. Of course they had some excuse to back themsevles up HOWEVER we were never made aware of it until 2 hours before closing.