I had several decline fees from my debit card which took out 15.00 for contineing attempts on my c.c account.now I try to call there costomer service line and they give me a number that charges 5.95.I think when all company's should have a free complaint line to descuss charge fee or when a card is declined for insuficiant funds they should not be allowed to access the c.c. account til they can verify the charging with the card holder exspecially when they have your phone number and addresss...