a few months back we had ordered some coffee from urban coffee, we sent it back as we didnot know that we would be charged for a membership, which was outrageous. We just got notification from our bank that we were in overdraft and we found that worldbean coffeecafe had charged $80.00 to our account. we cannot afford these charges and it will cause us to lose a great amunt of our limited income. PLease help us get our money back.