I got a pay day loan from them and I never got a contract or any confirmation of the loan. I tried to request it but there was no terms or interest rates posted. When you try to contact CS, there is no number listed and when it says to email Customer service, the email does not pop up. It goes no where. I believe my loan is paid off and money keeps being deducted. I had to do a stop payment with my bank. These guys are very shady and scammers. All beware!!!