I went online to get a payday loan. I made sure to uncheck all "extra" options. 2 days later there was a check payment taken from my account for $33.95. I immediatly called them and they said they canceled my "subscription" and would send an email (which i never recieved) and to request a refund from www.idtehftrefund.com. I proceeded to file out the application and then checked back every day. then I was refered to a DIFFERENT site to check the status of my request. www.idtheftrefundstatus.com After 4 days I checked yet again and told I was deined because it was fraud it was "user error" So i am going to my back to let them know this wasnt an authorized debt and get it refunded that way. Also it was so ironic to me that i was applying for a pay day loan because I need money to float me til pay day and the TOOK money from my account and at that it was fraudelent which is what they clam to protect you from.