My wells fargo bank account was accessed today and two exact charges of $74.99 were made by xbcomwaus. I don't own an xbox and so this doesn't seem to be the source of the charge. I contacted Wells Fargo who is sending a fraud packet which I must fill out and send back. Upon completion they have indicated a wait time of 7 to 10 days before they will put the money back.
I am a college student and this hardly seems reasonable.