I have been dealing with an insurance claim from zc sterling, for 8 months now. The issue at hand is sinkholes on property. They turned the claim saying the people they sent to inspect found no activity, second claimed turned down via letter from them stating that the claim was denied due to them not having the money to pay the claim, so I hired an adjuster, who then hide a company to REALLY inspect the property with equipment, and sure enough found a few sinkholes. now they are willing to pay about half the amount of claim. ZCSTERLING RIPOFFS.