In 2002-03 I had a credit card with Capital One with a $500 limit. Due to a discrepancy I stopped paying on the account in Jan 2004 where my last statement showed a balance of $350 -- all late fees, member fees and interest. In 2007 collection attorneys Morgan & Pottinger bought or were retained to collect my credit card debt which had climbed to $980. M&P filed a judgement against me to collect via garnishment. So called reasonable fees were added in the amount of $980 interest and over $700 in additinal interest charges. My wage... read full review »