These 'debt collectors' (and I use the term loosely) are scam artists. Not only that, but they are IGNORANT. I had cancer a few years back and was unable to pay all of my bills. I declared bankruptcy, and was informed to not make any payments on my accounts until the bky was discharged. So, upon the FIRST contact with Alliance One after my bky, they indicated that they were going to start garnishing my wages. They never delivered paperwork to me indicating such, and in fact, when I called them up, I was told that 'Well THIS i... read full review »