I authorized $1.95 for shipping & handling for a CD which is free of charge. It teaches you how to work from home and that is what the CD is for. It came highly recommended by San Antonio Living which is why i ordered the CD. I used a link from their website to get to the order form. Today there is a $47.00 charge to my debit card. I asked my bank to look into this charge and the only thing they could see was a toll free number which is invalid. 866-972-8732. Error Message #45-3 is what it says. I still have not received the CD. I am... read full review »