I took out a 800.00 loan, so far I have made 4 payments totaling $486.00, this has reduced my principal by 46.00, if I paid all the way to term this 800.00 loan will cost 2200.00 to pay back... do not use this company, their testimonials are bogus, how can someone be happy that they are getting totally ripped off, this is guido in sheeps clothing. This type of loan must be illegal, I can't imagine that chaging 2200% interest can be legal in any state. This is not hard money its rock money. read full review »