I have a mortgage with PNC Bank formerly National City Mortgage and have been up to date wit all payments bit fell into some financial difficulties and was trying to get a loan mod and contacted the lender and was switched the the in house loan modification which I though was harmless and wanted to see what they had to say. I was asked some questions and was told that I would qualify for the program that was instituted by President Obama, and one of the things that I would need to do was start a escrow account for the taxes and the... read full review »