In July 2010 we called to ask for a reprieve from our montly mortgage payment. We were facing a financial hardship due to unexpected surgery bills and a broken down vehicle. We had NEVER missed a payment and in fact always pay 14 payments a year vs. 12. GMAC was TOTALLY unwilling to work with us; we offered a 1/2 pmt, but they refused stating they could only take a whole pmt. Imagine, someone trying to pay and they refuse! They stated we would have to let the payments go into a foreclosure status before they would help us! What kind of company... read full review »