Last night I went over to an elderly friends house to help her figure out why she was having problems with balancing her checkbook. When I was looking at the check register I noticed that she was paying $79/month to American Auto Shield for "Basic Powertrain Coverage". I asked her why she was paying for breakdown coverage on her car and she said that someone had called her and told her that she needed it. Well, I told her that her 1993 Oldsmobile Cutlass, that has only 29, 888 miles on it, has a resale value of $477 and that no-one... read full review »