I got my first "statements' (2) from RJM in the mail three years ago, I called them to find out what it was about but they wanted personal info., like my ssn, so I hung up the phone. The accounts are credit cards with Visa and Discover Card, I was concerned that someone was using my name so I called Visa directly. When I gave them the account number, it took a long time and several representatives for me to find out they were referring to a 15 year old account I was on with my x-husband. He used both accounts for a business he had... read full review »